Why Discount Business Cash Advance?

Discount Merchant Funding provides credit card factoring services to all types of businesses.

Further more, there are many advantages to choosing a business cash advance against your

future credit card receivables over a business loan product.

Below is a comparison chart that will highlight the differences between the two:


	Discount Merchant Cash Advance Fast and Easy Business Funding				Business Loan Restaurant Loan



	A 96% approval rate on working capital cash advance requests				Reject most small business loans or restaurant loan credit requests



	Approval on average of 24 – 48 hours once all paperwork is submitted				Approval on average 1- 6 months once all paperwork is submitted



	Funding typically available in 3 days or less				Funding typically available in 2 – 6 months



	No fixed monthly payment to worry about. We take a % of your future credit card sales until we are paid back. We only get paid when you get paid by your customers. Therefore, if you have a slow month, your payback to us slows down. NO PERSONAL GUARANTEE.				Typically have a fixed monthly payment. Failure to make this payment can result in a default of a bank loan. Payments DO NOT slow down if you have a slow month. Personal Guarantee required.