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What is Business Cash Advance

Can your business use working capital?  Looking For a Small Business Loan?

Get merchant cash advance financing against your Visa and MasterCard sales instead. Leverage your future credit card receivables for cash today. We provide working capital to all types of business including restaurants and retailers. Receive up to $750,000 with no personal guarantee.

Concerned about your credit?

Credit is a very small factor in our decision. We are looking at USE OF CAPITAL and available cash flows. If you feel you have a credit issue call us immediately and we will help you to the best of our ability.

Need funds in a hurry?

We are not typically the fastest for new customers. The most important part of our initial Merchant Cash Advance is educating our merchants on how to use the Money in the merchant cash advance and limit the cost by passing the expense onto your customer base. We understand the business owners urgency to receive the business cash advance and can work very quickly but making sure you understand the product is our main concern. The average funding takes approximately 10 business days. If you need it done faster please work with one of our consultants to make sure all the necessary paperwork is available.

Looking for a business cash advance?

Discount Merchant Cash Advance is dedicated to finding you the best solution for your business. We have strong relationships with all major funding companies and will guide you to the right business cash advance, the one that makes the most sense and fits you best. We are proud to contribute to our merchants cash advance and do so in most cases.

Our program offers:

  • Cash advances ranging from 125% to 150% of your current Visa and MasterCard receivables, depending on the type of business you are in.
  • Up to $750,000 per location (the amount of the business cash advance is based on how much monthly Visa and MasterCard sales you process each month) NOT your credit history.
  • Flexible repayment options – when your business slows down we are taking less money.
  • Funds to use wherever and however you see fit.

Program Requirements:

  • You must have a merchant account processing Visa and MasterCard for at least 60 days
  • You must be current with your landlord (we do perform a landlord verification call)
  • You cannot have any open bankruptcies in the last 12 months
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